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Bonnie L. Sindel
Associate Real Estate Broker/Team Leader
REALTOR®
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4 Harding Street , Middletown, NY 10940

New - 14 Hours Ago
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Property Description

Middletown Central Gem with Lots of Space and Super Low Taxes!Located just minutes from Downtown Middletown, this solid house has a very practical layout with 4 spacious bedrooms and 2 full bathrooms, making it perfect for a growing family or an investor. On top of the great living space, you get a huge attic and a full basement that give you tons of extra room for storage or a workshop. The best part about this property is the incredibly low holding cost-total annual taxes are only $3,750(year 2025), and you can lower them even more if you live here as your primary home by applying for the NY STAR tax relief. A brand-new, energy-efficient Navien tankless wall-mounted combination boiler was installed last year, providing reliable, high-efficiency heating and hot water while saving on utility bills.While the house is in average condition right now and needs some cosmetic updates, it has great bones and a rock-solid foundation. This is a rare chance to buy a big house with low expenses, fix it up your way, and build instant equity in a super convenient location.

4 Harding Street | MLS# 1024955

This single family home located at 4 Harding Street , Middletown, NY 10940 is currently listed for sale with an asking price of $389,000. This property was built in 1900 and has 4 bedrooms and 2 full baths with 1416 sq. ft. Harding Street is located within the Middletown school district. Search Middletown real estate on bonnie-sindel.coldwellbankerprime.com today.

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Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Full, Unfinished
Cooling: None
Heating: Baseboard, ENERGY STAR Qualified Equipment, Natural
Home Style: Other
Lot Size: 0.04 Acres
Taxes: $3,778
Year Built: 1900

Amenities

High Ceilings
Washer/Dryer Hookup

Feature Descriptions

Appliances: Gas Oven, Gas Range, Refrigerator
Attic: Stairs, Unfinished
Exterior: Frame
On Market Date: 2026-07-12
Parcel Number: 330900-030-000-0001-021.000-0000
Parking Features: Driveway
Property Attached Y/N: 1
Rental Term: Monthly
Rooms Total: 6
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Trash Collection Public, Water Connected
Water: Public

Local Schools

High School: Middletown High School
Middle School: Middletown Twin Towers Middle Sch
Elementary School: Maple Hill Elementary School
School District: Middletown

Estimate Your Payment

Estimated Payment

$ 1,294.04 per month $865.75 Principal & Interest $314.83 Property Tax $113.46 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: KW Hudson Valley United
Agency Contact: 845-610-6065

Shown By

Agent Name: Bonnie L. Sindel
Agent Phone: (518) 221-8232 Cell
Agency Title: Coldwell Banker Prime Properties

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/13/2026. The listing information on this page last changed on 07/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 07/13/2026 12:18:44 AM EST) or Global MLS (last updated Mon 07/13/2026 12:07:25 AM EST) or New York State Alliance MLS (last updated Mon 07/13/2026 12:14:59 AM EST) or Hudson Valley Catskill Region MLS (last updated Mon 07/13/2026 12:11:10 AM EST) or Berkshire MLS (last updated Sun 07/12/2026 8:12:57 PM EST) or OneKey MLS (last updated Mon 07/13/2026 12:14:23 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Prime Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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C.B. Prime Properties, Inc. fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated.

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